FAQ: What is Whiplash?

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Whiplash, also known as a neck strain, is a common injury following a car crash. When a car is hit by another vehicle, the impact can cause your head to “whip” forward, backward, or to the sides in a sudden and violent motion. When the force from the collision is strong enough, it can stretch and tear the muscles in your neck.

Symptoms of whiplash may include headaches, tender muscles, pain, stiffness, decreased motion, and a “knotted” feeling.

The symptoms may start immediately after the collision, or they may take up to a week to manifest.

Treatments, such as painkillers, a neck brace, applied heat or ice, or massage therapy may aid in the recovery process, however the injuries may take a significant amount of time to heal. While they heal, the injury can have a significant impact on your life, from your work, to sleep, to physical activities and exercise.

At the Law Offices of Daniel T. Goodwin, our personal injury attorneys are here to protect your interests. We take the worry and stress of a legal claim away from you to let you focus on what matters most: regaining your health and healing your injuries.

Call us today at 303-763-1600 to speak with one of our Broomfield personal injury attorneys.

What is UIM Coverage?

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If you’ve recently been in an auto-collision, you may have been asked whether or not you have “UIM” Coverage.

UIM or “Underinsured Motorist Insurance” (also sometimes called just “UM”) covers your medical bills, pain and suffering, and lost wages if your damages exceed the amount of coverage that the at-fault driver has. For example, if you are seriously injured in an auto-collision and have $150,000 in medical bills, and the at-fault driver only had coverage for $25,000, you have $125,000 in damages that exceed the at-fault driver’s coverage. If you have your own UIM Coverage in the amount of $300,000, you can make a claim to have your UIM Coverage pay all of your damages in excess of the at-fault driver’s policy up to your own policy limits.

UIM Coverage is important because many drivers in Colorado only carry the state minimum amount of insurance coverage – $25,000. If you are seriously injured by a driver who does not have adequate insurance coverage, you need to have your own coverage to protect yourself. Don’t leave yourself and your family at risk of an underinsured, or uninsured, driver!